Micro-Loans for Small Businesses
Flexible micro-loans tailored to small business owners to help with working capital, expansion, and income-generating activities.
About Golden Dream Micro Finance
Golden Dream Micro Finance empowers individuals and small businesses by providing accessible financial support and meaningful investment opportunities. We help entrepreneurs grow, create new income streams, and turn their aspirations into golden achievements.
With modern financial solutions, responsible lending, and transparent investment programs, we make it easier for people to build wealth while strengthening communities. At Golden Dream, your success is our mission — because when people thrive, the whole community rises.
Our Core Services
Designed to support everyday savers, entrepreneurs, and communities with practical, easy-to-understand financial solutions.
Fixed Deposit Plans
Multiple tenures and attractive annual returns designed to match your goals, from short-term parking of funds to long-term growth.
Investment Opportunities
Structured investment options that allow you to grow your savings while supporting real businesses and local development.
Group & Community Lending
Joint lending and savings programs for groups, helping communities access finance, share responsibility, and build stronger futures together.
Deposit & Savings Plans
Choose from flexible savings and fixed deposit options, including special plans for daily savers and long-term wealth builders.
Interest on Savings
Flexible Savings Account
7% p.a.
- Ideal for regular savers
- Easy deposits and withdrawals
- Great for emergency funds
Daily Savings Plan
Daily Contribution
9% p.a.
- Perfect for small daily deposits
- Builds strong saving habits
- Suited for small business owners
45-Day Fixed Deposit
Tenure: 45 days
5% p.a.
- Short-term parking of funds
- Better than idle cash
- Good for trial investors
3-Month Fixed Deposit
Tenure: 3 months
6% p.a.
- Short-term commitment
- Ideal for transitional funds
- Simple documentation
6-Month Fixed Deposit
Tenure: 6 months
8% p.a.
- Balanced tenure & returns
- Popular with regular investors
- Option for payout at maturity
12-Month Fixed Deposit
Tenure: 12 months
13% p.a.
- High annual return
- Strong option for wealth growth
- Suitable for goal-based saving
6-Year Double Investment Plan
Invest for 6 years in a special fixed deposit and watch your principal amount double at maturity, subject to agreed terms and conditions.
Returns, rates, and plan availability are subject to current policy and regulatory guidelines. Please verify all details with our team.
Why Choose Golden Dream?
Banking-Style Discipline
A professional, banking-inspired approach with clear processes and documented agreements for every client.
Transparent & Simple
No hidden terms. All interest rates, tenures, and conditions are explained in clear language before you invest or borrow.
Community Focus
We specialize in serving individuals, families, and small businesses in and around Ahmedabad, building long-term relationships.
On-Time Payouts
Interest and maturity amounts are paid as per the agreed schedule, helping you plan your finances with confidence.
Frequently Asked Questions
Typically, you will need basic KYC documents such as valid ID proof, address proof, and recent photographs. Requirements may vary based on the scheme and regulations. Our team will guide you through the process.
Golden Dream Micro Finance is a Private Limited Company registered at the Registrar of Companies and operating since 2019. We maintain documented agreements, transparent terms, and follow applicable guidelines to protect our clients' interests.
Premature withdrawal is subject to the terms of your specific deposit plan and may involve revised interest or penalties. All such conditions are clearly explained before you invest.
Depending on the plan, interest may be paid periodically (such as annually) or along with the principal at maturity. You can choose the option that best suits your financial goals at the time of investment.
Contact Us
Ready to invest or want to understand which plan is right for you? Share your details and our team will connect with you.
- Phone / WhatsApp: +91 95584 57890
- Email: goldendreammicrofinancepvtltd@gmail.com
- Office: 419, Sharan Circle, Ahmedabad, India
- LinkedIn: Golden Dream Micro Finance
Please do not share passwords, OTPs, or sensitive banking details over phone, WhatsApp, or this form.